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Farmers Trust and Savings Bank is participating in the FDIC’s Transaction Account Guarantee Program, through June 30, 2010, all non-interest bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account.  Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.  However, NOW accounts (which are interest bearing) do not qualify for the additional insurance. 

Effective July 1, 2010, Farmers Trust and Savings Bank will no longer participate in the Transaction Account Guarantee (TAG) Program and thus any funds held in non-interest bearing transaction accounts will no longer be guaranteed in full, but will be insured up to $250,000.00 under the FDIC’s general deposit insurance rules.    If you have any questions, please ask a bank representative.  Thank you. 

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